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Time Card Calculator: Daily vs Weekly Overtime Rules

An estimate, not financial advice. Overtime rules vary by state, by contract and by whether a role is classified exempt. This works out the arithmetic under the rule you choose; whether that rule applies to you is a question for the contract or an employment lawyer.

Four ten-hour days is exactly 40 hours — and zero overtime, or eight hours of it, depending on where you work. US federal law counts past 40 in a week; California and several other states count past 8 in a day. That is $100 on a $25 rate for identical work, and no other time card calculator lets you choose.

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Daily or weekly — the rule changes the pay

Overtime is not one rule. Federal law under the Fair Labor Standards Act counts hours past 40 in a workweek. Several states count hours past 8 in a workday as well, and pay whichever produces more:

Week workedFederal — past 40/weekDaily — past 8/dayDifference at $25
4 × 10 hours
40 hours total
40 base, 0 overtime
$1,000
32 base, 8 overtime
$1,100
+$100
4 × 12 hours
48 hours total
40 base, 8 overtime
$1,300
32 base, 16 overtime
$1,400
+$100
5 × 8 hours
40 hours total
40 base, 0 overtime
$1,000
40 base, 0 overtime
$1,000
Identical

Compressed weeks are where the two rules separate. Four ten-hour days and five eight-hour days are the same 40 hours; under a daily rule the first costs the employer 10% more. That is the whole reason the daily rule exists — it prices the burden of a long day rather than a long week.

Hours are never counted twice. Where both rules apply, an hour that qualifies as daily overtime does not also count towards the weekly threshold — the calculation takes whichever total is higher, not the sum. A calculator that adds them together will overstate the pay, sometimes badly.
Four ten-hour days compared under the weekly and daily overtime rules: the weekly rule gives 40 base hours and no overtime, the daily rule gives 32 base hours and 8 overtime hours FOUR TEN-HOUR DAYS — 40 HOURS EITHER WAY Weekly rule — past 40 hours 40 hours at base rate $1,000 Daily rule — past 8 hours a day 32 hours at base rate 8 h ×1.5 $1,100 Mon 10h Tue 10h Wed 10h Thu 10h Identical work. The daily rule prices the length of the day; the weekly rule prices the length of the week.
Same four shifts, two legal rules, $100 apart at a $25 hourly rate. Compressed schedules are where the two separate — five eight-hour days produce the same answer under both.

What the rules say, roughly

RuleThresholdWhere it applies
Weekly overtimePast 40 hours a weekUS federal minimum, everywhere. The floor no state can go below
Daily overtimePast 8 hours a dayCalifornia, Alaska, Nevada and Colorado among others, with local variations
Double timePast 12 hours a dayCalifornia. Rare elsewhere in US law, common in collective agreements
Seventh consecutive dayThe whole dayCalifornia: time and a half for the first 8 hours, double after
Exempt rolesNo overtime at allSalaried roles meeting duties and salary tests. Job title alone does not decide it

These are summaries and not a substitute for reading your own rules. Whether a role is exempt is decided by duties and salary level, not by a job title or by being paid a salary, and misclassification is one of the most common wage disputes there is.

Rounding, and when it is allowed

US federal regulations permit rounding recorded time to the quarter hour, provided it is neutral — it must average out rather than always favour the employer:

Minutes past a quarterRoundsExample
1 to 7Down09:07 becomes 09:00
8 to 14Up09:08 becomes 09:15

Rounding each day and rounding the weekly total are not the same. Five shifts rounded individually can differ from the rounded total by more than an hour across a week. This calculator rounds each day, which is what most timekeeping systems do — but it is worth knowing which yours uses.

Common mistakes

Assuming overtime is always weekly. Every other time card calculator assumes it, and in California it is wrong on any compressed schedule. Four ten-hour days generates eight hours of overtime there and none federally, on identical work.
Deducting a break that was worked through. A meal break is unpaid only if you are genuinely relieved of duty. Eating at a desk while covering the phone is working time, and an automatic 30-minute deduction applied to those days is unpaid work. Enter zero for days you did not take one.
Adding daily and weekly overtime together. They are alternatives, not additions. An hour already paid as daily overtime does not count again towards 40. Adding them overstates the total, and the mistake grows with the length of the week.
Recording a shift that crosses midnight as two days. A 22:00 to 06:00 shift belongs to the day it started, for both the daily threshold and the workweek boundary. Splitting it across two rows can turn one eight-hour shift into two short ones and lose the overtime entirely.

Frequently asked questions

Is overtime calculated daily or weekly?

Both exist. US federal law counts hours past 40 in a week; California, Alaska, Nevada and others also count hours past 8 in a day and pay whichever gives more. On four ten-hour days that is the difference between zero overtime and eight hours of it — $100 on a $25 rate for identical work.

Do daily and weekly overtime add together?

No. They are alternatives — an hour already paid as daily overtime does not count again towards the weekly 40. Where both rules apply you take whichever total is higher, which is what the “both” option above does. Adding them overstates the pay.

How do I record a shift that crosses midnight?

On the day it started, as a single entry. Enter 22:00 and 06:00 on the same row and the calculator works out eight hours rather than a negative. Splitting it across two rows turns one shift into two short ones and can lose the overtime altogether.

Should the lunch break be deducted?

Only if it was actually taken and you were genuinely relieved of duty. Short breaks under 20 minutes count as paid working time under US federal rules, and eating at a desk while covering the phone is working. Enter zero on days you worked through.

What is double time?

Twice the base rate, applied in California to hours past 12 in a day and to hours past 8 on a seventh consecutive workday. It is rare in US law outside California, though common in collective agreements elsewhere.

Am I entitled to overtime at all?

It depends on whether your role is classified exempt, which is decided by duties and salary level rather than by job title or by being paid a salary. Misclassification is among the most common wage disputes there is, and worth checking against the actual tests rather than assuming.

Can my employer round my hours?

Yes, to the quarter hour, provided the rounding is neutral over time — minutes 1 to 7 down and 8 to 14 up. Rounding that only ever runs down is not permitted. If your card is consistently short after rounding, that is worth raising.

Is my data stored?

No. Everything runs in your browser with no server request, and works offline once the page has loaded. Nothing is written to disk and nothing persists after you close the tab — which also means the card is gone if you refresh, so copy or print it before you leave.

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